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A young adult does not have the responsibility and the means to buy insurance yet. The problem is that if something goes wrong, the financial responsibility becomes that of the parent.

There is just a couple of things you, as the parent, should do right to make sure if something happens, so you are covered.

This Document Cover The Basics

Middle Class and well-off parents help the children a lot more than they used to when I finished school. Parents take on a lot of responsibilities financially, and what happens to you, the parent, if something happens to your child.

• How to improve on something you may have already done?

• Help you identify things you may not have thought about insuring.

• Give solutions to problems and insight into the situation.

Not a great topic because it is serious if something does go wrong. People don't want to hear about any harm to their children. I always remind people to think back to when they were young and the amount of risk they took.