You think your retirement is safe. The math might disagree.
Protecting Your Legacy. Engineering Your Wealth. Discover if your capital will outlive you, and how to fix it if it won't.
Trusted partners & product providers
The Interactive Actuarial Engine
A bold claim requires concrete math. Adjust the sliders below to see precisely when your capital might face the "cliff" based on current withdrawal rates. View all calculators (retirement, tax, estate, life insurance, Everest Wealth).
Unlock the Full Actuarial Breakdown
See how to extend your capital lifespan: exact year-by-year trajectory, tax implications, and inflation adjustments. Enter your details to generate the PDF.
Bypass the Public Markets. Secure Fixed-Return Private Equity.
Everest Wealth structured products. Targeted yields (not guarantees). Available through AS Brokers (FSP 17273), Category 1.8.
The Code 1.8 Advantage
Most brokers can only advise on unit trusts linked to the volatile JSE. AS Brokers holds an FSCA Category 1.8 license (Securities and Instruments: Shares), so we are authorised to advise on unlisted, high-yield private market capital, including Everest Wealth structured products and the Amethyst Living Annuity.
Albert Schuurman
Co-founder
Focus on retirement income planning and helping clients create certainty.
Johnny Farinha
Co-founder
Expertise in estate structuring, business continuity and risk planning.
Comprehensive Risk Architecture
Standard insurance and risk solutions. Foundation protection so you can focus on wealth generation.
Why AS Brokers
Independent advice, full-service planning, and a team that stays in your corner.
100% Independent
Authorised Category 1.8 Advice. We're not tied to a single product house. Our advice is built around your goals, not quotas.
Our solutions →Zero Advice Fees on Investments
No advice fees on investments. Retirement, living annuities, and Code 1.8 alternative investments under one roof.
Calculators and tools →Personal Concierge Service
No call centres. You deal with experienced advisers who know your file. A true concierge relationship.
Start a conversation →Insights & Education
Thought leadership on retirement, estate planning, and wealth so you stay ahead.
Semigration & Retirement Villages
How coastal and estate living is reshaping retirement planning and what to consider before you move.
Read more →Everest Fixed Returns: Beating Volatility
Why fixed 12.8–14.5% returns are gaining traction among investors seeking certainty in uncertain markets.
Read more →Estate Duty Reduction Strategies
Legitimate ways to structure your estate so more of your wealth passes to the next generation.
Read more →Retirement Income in a High-Inflation World
How to design drawdowns and protect your lifestyle when inflation and rates are volatile.
Read more →Ready for a conversation?
Book a consultation or reach us on WhatsApp. We respond personally.